This is a sponsored guest post.
Well, when it comes to saving money, our generation sucks the most at it. We are a generation that is addicted to shopping and overspending, we use retail therapy as an excuse to make ourselves feel better.However, at the end of the day when our finances are not on track, it makes us more anxious.
While retail therapy is a good way to make ourselves feel better, the best way to do it is by keeping the finances in check. Well, we all deserve to have fun since earning is useless if it is not satisfying you. There are several money-saving apps that can help you save money and manage your finances. One needs to be careful in the things that are worth spending on, and things that are just temporary.
Where you want to spend is a personal choice but if you are worried about where your money goes and how it goes too fast, you need to have a money management app in your phone. These apps are easy to use and super user-friendly. All you need for these apps is a good internet service. For a good internet we suggest you to check out Xfinity internet plans. Xfinity internet comes with several speeds and packages for you to choose from. The service is super reliable and allows you to use internet uninterrupted. So, get your package now, and enjoy.
PocketGuard
Well, one of our favorite budget tracking apps out there is PockrtGuard. The app is easy to understand and it comes free of cost. The app is supported by iOs and android both. The app manages and calculates all of your spending and let you know how much you have in hand to spend. It connects your credit and debit accounts as well as savings accounts and then the app shows you in number how much you are
spending.
The best part about the app is that it makes categories for you about where and how much you spend and it warns you when you might be crossing the line by over spending
Mint
Mint is another free finance management app and is best for financial newbies who don’t want to pay a separate fee for wanting to manage their finances. The app can be used in iOs as well as android both. It is great for monthly budgeting, as it automates things for you. It tracks of your transactions and updates you of your spending. The app suggests you budgets based on your income and spending pattern.
When you link this app with your debit and credit card accounts, the app makes categories based on your transactions such as ‘food & dining’, groceries, entertainment, travel, and more. This way when you have categories made you can save up from each category and eventually control your spending. So, if you are someone being paid well, but you don’t find it enough, check this app out.
Prism
Prism in a money management app that makes paying bills easy for you. The app is free and can be used on your iOs, android, Windows phone, Windows 8, as well as Kindle. It helps you stay on track and have all record of your spending. Besides that, the app also synchronizes your account balance in your phone and brings all your bills in one place to help you pay everything using the app.
This helps you avoid paying fee late and keeps you to date on where and how much you have sent by sending you a picture about where your money is being spent each month. This app is for people who spend a lot and never keep track of their finances.
YNAB
YNAB (You Need A Budget) is a great app for people who have a shared budget with their partners. The app gives access to you and your partner to see where and how you are spending. The best part about this one app besides being for shared accounts that you can have it logged into multiple devices. Another good thing about this app is that it offers you online live workshops that teach you and your partner the art of budgeting. The app is more robust but is a paid app so you have to pay a fee to use it.
Besides, it is browser based and can also be used on iOS, android as well as amazon Alexa. So, if you and your partner have a shared budget, you can use this app to manage and keep track of the finances.
Wally
Wally is a budgeting app and is free to use. The app is super user friendly, easy to use, and the best part about it is that you can use it on the go. The app can be accessed on both iOs as well as android. It is a personal finance app and it helps you understand how you spend your money. It helps you have a look at where you money is going by keeping track of your finances. It is a super basic app and helps you stay on track. So, if you are a beginner and want an app that could help you manage your spending, you should download Wally in your phone.
Final Thoughts
Well, it is super important to manage your finances and spend responsibly, because remember, the amount you have does not make your wealthy, how you use that amount makes you rich. You could be earning more than your coworkers but if you’re spending recklessly that earning is useless. We hope this information was useful for you, and it will help you understand the important and bright side of financial
management.
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Hi there! I am Emily Evert, the owner of Emily Reviews. I am 28 and live in a small town in Michigan with my boyfriend Ryan and our two pugs. I have a large family and I adore my nieces and nephews. I love reading memoirs, and learning about child development and psychology. I love watching The Game of Thrones, Teen Mom, Sister Wives and Veep. I like listening to Jason Isbell, John Prine, and other alt-country or Americana music. I created Emily Reviews as a creative outlet to share my life and the products that I love with others.
This post currently has one response.
Thanks for all the info.